Category Archives: Housing

It Takes a Village to Shelter Families

It takes a Village to Shelter Families

Denise Andorfer
July 19, 2017

As we await decisions on federal funding for the Continuum of Care program from the Department of Housing and Urban Development, we urge Dr. Ben Carson to take a look at programs around the country that are working to end family homelessness. We have learned from the past that vouchers only create a temporary band-aid for most where homelessness is a symptom of other issues. What we have found over the last four years in this grassroots initiative is that most families are hard working and just need a livable wage and assistance with two key elements that spiral families into unemployment. Those two key elements are a lack of transportation and affordable childcare.

In 2006, the theory was a shelter stay costs $47,000 annually to keep a family housed, which in comparison to paying their rent seems like the perfect solution.  We housed 55 families in Vincent House in a 12 month period for $10,000 per year.  This included housing plus intensive supportive services including case management and daily classes in the areas of financial literacy, employment readiness, wellness and general life skills. We also attend to our resident’s mental health needs by providing on-site counseling.  We provide and/or partner with other agencies to tackle obstacles in the areas of physical limitations, childcare, and transportation needs.

One problem for sheltering families in the past was that many programs around the country were not set up to offer on-site solutions to address many common barriers such as employment, financial literacy, mental health, lack of childcare and transportation. They were costly and allowed families to stay for up to two years while families stayed stagnant in their plight. Most did not engage key community partners such as hospitals, mental health agencies, and corporations to provide in-kind services. Most importantly they did not create relationships, which is what ultimately will help the families we serve.

Relationship-based care often provides an avenue to a spiritual awakening that one is competent, encouraged and most of all loved. An investment from the community into a family helps them succeed. Most of our parents have been victims of childhood trauma. They are resourceful and hardworking, but the system is stacked against them – ‘Work harder and lose your government benefits and be worse off than when you didn’t work or worked part time.’

We have a five year, post-shelter program that enables families to live in one of our 35 rental homes as they continue to work to pay off debt, improve their employment situation, and improve their credit scores. Vincent Village brokers $95,000 in private rental subsides for families who are doing what they need to be doing – working to become more self-sufficient. Utilities are kept affordable because we can utilize HOME Funds. During this transition, families have a team of people working on their behalf.

We have transformed a neighborhood, but yes, it does take a Village – private funders, businesses, volunteers and churches. In our time, we have never seen a family be able to afford market rent after a rapid rehousing voucher. It’s time to take a look at the best transitional programs in the country that offer new and innovative strategies, and invest in lasting impact on future generations not temporary, quick fixes.

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Denise Andorfer is the Executive Director of Vincent Village, Inc. in Fort Wayne, Indiana.

Love Heals, and Homes Help

Love Heals, and Homes Help

Jennifer Clinger
June 29, 2017

There is a special place in Nashville called Thistle Farms. At Thistle Farms, we daily proclaim the truth that love heals. As a woman healing from childhood sexual assault, human trafficking, drug addiction and prostitution, I walked through the doors of Thistle Farms believing that if I could stop using drugs then all of my problems would be solved. I had no idea how deep rooted my trauma was. Recovery from addiction was only the first step. Housing paired with trauma informed care were instrumental to my healing. At a standard rehab facility, housing is short-term and costly. Becca Stevens, Thistle Farms’ founder, recognized that so much more was needed for women survivors to find independence. I could hardly believe it when I came to Thistle Farms and was told I could live rent-free in a beautiful home with other survivors and focus on my recovery for two full years. I was also able to work at Thistle Farms’ social enterprise, where I continue to be employed today, in order to save money for my future. The security of knowing everything would be paid for during the whole two years allowed me some breathing space to heal. I didn’t have to worry about eviction, the electricity being cut off, where I would wash my clothes or take a shower. I knew that I had a comfortable bed to lie in, and this allowed me to focus on becoming the woman I am today.

Even with this solid foundation, finding affordable housing in Nashville, one of the U.S.’s “it cities,” continues to be a huge challenge for women who graduate from Thistle Farms’ program. I was fortunate enough to have an opportunity to house sit for a friend for two more years after graduation. So, I had an additional two years to really get things together. When it was time for me to get an apartment I had four years under my belt and I also was in a position at work that paid enough to have some options. My sisters at Thistle Farms, though, very rarely have the luxury of additional time and often have extreme difficulties in finding housing. Even with a full two-year recovery program, steady paychecks, and the opportunity to save, there simply is not enough safe, affordable housing that is conducive to a recovery lifestyle. Nashville’s rental vacancy rate decreased from 11.1% in 2006 to 3.7% in 2014 and rental prices have risen nearly 9% in the past year. Though we as survivors do recover and are gaining our independence, a lack of available, affordable housing can force us to live in situations that do not support the life-long healing and recovery process. I am so grateful for Thistle Farms and excited to see the 50+ organizations across the country that are implementing its housing-first recovery model. However, these organizations cannot do it alone. They need the partnership of their communities to ensure that people who had once fallen through society’s cracks and have now begun found their way to independence are not subject to more roadblocks. It is because of this community that I can honestly say that for the first time in very long time I feel innocent. To allow myself to give and receive love is so restorative and feels like redemption. I am a living witness to the truth that love is the most powerful force in the world!

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Jennifer Clinger is a Graduate of Thistle Farms, and is a Hospitality & Storefront Coordinator at Thistle Farms.

Affordable Housing is Needed for Neighbors to Help Neighbors

Affordable Housing is Needed for Neighbors to Help Neighbors

Steven M. Ziegler
June 15, 2017

With a degree from Chestnut Hill College in reach and a job in a research facility at the University of Pennsylvania, Kiara Wilson could not have a pictured herself living in a shelter nearly two years ago.

“Shelter life is something a child should never experience,” she says. Her children are always her priority and despite their circumstances, she is working to build a better life for them. Much of Kiara’s talk about the shelter focuses on the impact the situation is having on her son and daughter.  Just last month, a man was shot in the street outside the shelter and the shooter attempted to force his way inside. Scheduled meal times create an erratic schedule for her young children.  The attitudes of other parents and children do not mesh well with the way she has raised her own.

Kiara’s journey to success was offset by a combination of domestic abuse, a job layoff, and the attempted suicide of her children’s father. Now, she, her son, 5, and daughter, 4, are navigating the United States’ affordable housing system in order to get back on track.

That system faces serious cuts under the Trump budget.  The proposed $6 billion dollars in cuts to the department of Housing and Urban Development will intensify difficulties for those who already live in public housing, let alone someone like Kiara who is fighting to find a place of her own.

The conditions of the North Philly shelter where she is staying are disheartening at best. Kiara speaks of the lack of empathy displayed by those working in the system and the general sense of desperation among the shelter’s inhabitants.

“This feels like an eternity,” Kiara says of the life she has been living since December, 2015. “Domestic abuse is not taken seriously because, it is not seen as something as serious as mental illness or drug addiction.”

Through conversations, phone calls, and skips through the chain of command, Kiara is inching closer and closer to her goal of permanent housing with her children.

“Once I have my job, it’ll be much easier, but I keep hearing that it’s not too far off. And I’m thankful for everything Mercy has done to get me ready for the next stage.”

I met Kiara about eight months ago when she enrolled her children at Mercy Neighborhood Ministries of Philadelphia, Inc. Our curriculum gave her peace of mind about her children’s early education experience as her children are able to benefit from high quality Head Start and Pre-K Counts programming. The collaborative spirit of Mercy has assisted Kiara in preparing for her next steps in life.

“To get something you never had, you have to do something you’ve never done,” she says. “A short-term sacrifice leads to long-term comfort, and I’m going to be very comfortable when this is over.”

In Philadelphia today, 186,000 citizens, nearly 12% of the population, live in deep-poverty. Many of them are in situations like Kiara’s. Yet, these aren’t the stories you’ll hear from proponents of cutting public funding for “services” that should be considered human rights. Rather, you’ll hear about abuse of the system and a culture of dependence. Our motto at Mercy is “Neighbor helping neighbor, transforming lives, one person at a time.” We cannot build a community by cutting off resources from its members. Over the next four years, it is my sincere hope that the voices in power can quiet themselves long enough to hear stories like Kiara’s and not simply view them as numbers on a spreadsheet.

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Steven Ziegler is the Director of Philanthropy for Mercy Neighborhood Ministries of Philadelphia, Inc. He is a Philadelphia native and has nearly a decade of experience as a nonprofit professional.

Time for Moral Leadership on Housing

NETWORK Lobby Housing Budget Priorities

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NETWORK believes that housing is a basic human right, and a foundation for a person’s ability to meet their own needs. Right now, there is not adequate affordable housing for people with low-incomes, and there is a dire shortage for households at the extremely low- income level, at or below 30% of the area median income. Further, people often spend too high a percentage of their income on securing housing, to the detriment of other critical expenses like nutrition, healthcare, childcare, and more.

Since the 1980s, funding to ensure that all human beings have housing has been steadily decimated. The result is increased homelessness and housing insecurity. We must invest in We the People by funding affordable housing, programs to end homelessness, and infrastructure. Only then can we truly consider ourselves a civilized and successful society.

NETWORK opposes any cuts to housing funding and the voucher program. Having a place to live is critical to human life and dignity.

What Congress Can Do

Increase funding for housing programs in FY2018:  

  • Increase the number of housing vouchers to return funding for the Housing Choice Voucher Program to pre-sequestration levels, and increase it to account for inflation.
  • Fully fund the national Housing Trust Fund (HTF), rental assistance programs and the Community Development Block Grant.
  • Increase funds for the McKinney-Vento program for the homeless and the Rapid Re-Housing program which is demonstrating success in moving homeless people into affordable units.
  • Fully fund programs for construct of new and maintain existing affordable housing units.
    Increase funding for repair and upkeep of public housing units.

Promote tax policies that support housing:  Reform the Mortgage Interest Deduction, which costs the federal government $70 billion a year and largely benefits the highest-income families, and reinvest the savings in a housing program like the national Housing Trust Fund or rental assistance programs which serve families with greater needs. Create a new renter tax credit to help the lowest-income renters afford decent, stable housing. Families living in renters’ credit units would pay no more than 30% of their income for rent and utilities, and the rental unit owner would receive a federal credit in return for rent reduction.

Blog: Concluding the 114th Congress, Moving Right Along to the 115th

Concluding the 114th Congress, Moving Right Along to the 115th

Sister Marge Clark
December 20, 2016

The 114th Congress ground to a halt about 1:00 a.m. on Saturday, December 10 after just barely managing to not shut down the government.  A vote passed extending 2016 funding levels into the seventh month of fiscal year 2017. We strongly believe, however, that one temporary Continuing Resolution (CR) after another is no way to responsibly fund our government.

As we prepare to enter 2017, NETWORK continues work to support all at the margins of society due to unemployment or under-employment, immigration status, health issues, and many other concerns. Our 2020 Policy Vision guides our lobbying, outreach, and education to mend the access and wealth and income gaps that are rampant in our nation.  With this Continuing Resolution in place, the only means of increasing funding where absolutely necessary is through an anomaly.

NETWORK’s 2020 Vision did not fare well in the Continuing Resolution.  We focused our efforts on three items desperately needing increased funding and  advocated forincreased funding in each of the three following areas:

1. Census 2020

This is one area that did receive an increase from 2016 funding in the CR. The Census Bureau will be allowed to spend money earlier in the cycle, in an attempt to meet urgent planning needs.  This does not give the Census Bureau additional money, as had been requested. Instead, it leaves them with the same uncertainty about long-term funding for comprehensive planning in many areas, including: the census communications campaign, development of in-language materials, updating address lists, and adequate enumerator training, not to mention making progress on updating all census IT systems and cyber-security protocols. Using this money will also reduce the funds available to conduct the annual American Community Survey which provides important data on economic and healthcare status used by many departments.

2. Refugee Resettlement

Meeting this grave responsibility requires sufficient funding for the Office of Refugee Resettlement (ORR) to welcome and support refugees as they strive to adapt and to thrive in the United States. In FY 2016, $1.67 billion in funding was calculated to serve 75,000 (and in the end assisted 85,000). The United States announced that, due to the global refugee crisis, we would accept 110,000. However, increased funding (a minimum of $2.18 million required to support the additional refugees, unaccompanied children and trafficking survivors) was not provided.

One allowance was made, if needed, for the housing and care of unaccompanied children, with the recognition that, due to the variability in the increased number of children coming into the country, it is possible that additional funds may be needed for this population.

3. Housing

Housing in the United States continues to be in short, and expensive, supply for households with low- or no-income. Federal rental assistance is critical for there to be available, affordable housing units. Thousands of public housing units are lost each year, from deterioration and lack of repair. At the same time, hundreds of thousands of families and individuals are homeless, living with others, in shelters, and even living on the streets. For many, they are unable to get rental assistance vouchers to help pay rent. NETWORK advocated for funding to at least be able to support the number of vouchers already in use, as well as funding to repair public housing. These requests, however, were not honored in the CR. The existing number of vouchers supported by the 2016 funds cannot be supported at 2017 costs. Additionally, owners’ costs will increase and those costs will be passed on to renters who are unable to cover that increase. This leaves federal housing assistance to cover the gap. Ultimately, with this CR, more households face homelessness.  A small increase was given for rural housing, in the Agriculture appropriation.

Our elected officials have left Washington for their winter break – to be with family, celebrate the holidays, and perhaps vacation. The same enjoyment is not available for members of our communities who rely on some government assistance to live a life with dignity. This may be a person sleeping on the street, a refugee stuck in a camp somewhere in the world, or those who will not be counted in the 2020 census, leading to inadequate funding for future years of “promoting the general welfare, and secure the Blessings of Liberty to ourselves and our Posterity…”  We hope all legislators take a moment during their time away from Washington to reflect on the needs of the common good.

Advent Reflection: When Will We Make Room?

Advent Reflection:
When Will We Make Room?

Sister Mary Ellen Lacy, DC
December 19, 2016

As the Advent season advances, we journey with Mary and Joseph to Bethlehem where they were met with insufficient housing. Consequently, when the time came, our Lord was born in a barn.  The Blessed Mother and St. Joseph were not lazy, unemployed or stupid (as some might say about those who are in need of shelter). On the contrary, they did precisely what they were asked to do at a very inconvenient time. And still, there was no room for them.

Today, many factors contribute to homelessness. Millions of families are one health diagnosis, one legislative action, one act of violence or one pay check away from homelessness. They, like the Holy Family, are responding to the many demands of life. And for some, it won’t matter. They will find no room at any inn.

Mr. McDermott lived on the same block as my mom for about 30 years with his wife and two sons. Mrs. McDermott was a nurse and he always worked, too. The kids went to the local Catholic school, grew up, married and moved away.  As the couple faced an empty nest, Mrs. McDermott was diagnosed with cancer. Toward the end of her battle, she was at the family home and Mr. McDermott was steadfastly present to her.

Last Christmas, on a cold, snowy afternoon, the ambulance came for Mrs. McDermott. The paramedics brought the dying woman out while her husband marched right beside them. His face was a billboard of numbing, incomparable sorrow. We pitifully looked on and offered our prayers as he trudged by us.

A couple months after the funeral, Mr. McDermott seemingly disappeared and the house was emptied of its contents. Subsequently, bank notices were posted on the front door and window. There were rumors, but I do not know whether he left the house due to foreclosure, taxes, or other reasons. I do know that Mr. McDermott was a good man who worked and did everything one could expect of him during a desperately painful time. In return, there was no longer room at his own inn.

Every day, people are responding to suffering and difficult situations with honor.  Can the same be said of our government?  As a community, we must call for the implementation of programs that enable families and individuals to live dignified lives. This includes ensuring access to affordable housing and healthcare, a living wage, and preventing domestic violence.

It is vital to increase the amount of subsidized housing that is clean, reasonably priced, and rodent-free.  Enhancing the Section 8 Housing Choice Voucher Program will allow more families to move from areas that have been decimated by government-approved policies including redlining, forced urban development, and a lack of infrastructure maintenance.

It has been more than 2000 years since Jesus came into our struggling world, seeking shelter. He continues to come to us in our neighbors. This time, let us provide more than just a barn.

Sister Mary Ellen Lacy is a public housing attorney and a “Nun on the Bus”

Homeless in America

Homeless in America

Rev. LaTreviette Matthews 
November 21, 2016

Homelessness looks different for many people. The homeless are the two working parents with children, the veteran who fought for this country and came home to nothing, the single parent mother of two or an elderly person who has no family to take care of them. No one expects to be homeless. No one wakes up one day and says “Today is a good day to be homeless.” Through unfortunate circumstances, homelessness happens. We often take for granted that we will have a place to live every day, especially if you have always had a place to live every day.  As a single parent, educated African-American female, I certainly wasn’t expecting to be homeless. I was a manager of a program for the Department of Employment Services in Washington, DC making a salary comfortable enough to support me and my daughter. I lived in a nice three bedroom townhouse, in a safe neighborhood with decent schools.  My salary was so comfortable that I was able to afford a new car. Life was great.

One day, the grant for the program I was worked under was cut. My program ended and jobs were lost, including mine. I had been receiving survivor’s death benefits from my daughter’s father who had passed away and started receiving unemployment. Between those two means, meeting my ends became even more difficult. After the rent was paid, I juggled between paying the car note, car insurance and then deciding which household bill was not going to get paid that month.

I had applied to the Department of Social Services for assistance with my utilities and rent. Since I was receiving both survivor’s benefits and unemployment, I was overqualified for any assistance by $13. After my daughter turned eighteen I stopped receiving the survivor’s benefits. The only ends that were getting met were housing. My run with survivor’s benefits ended and I now qualified for public assistance. Applying for public assistance of any kind is humbling experience. I didn’t feel independent. I felt small. Each month I drove around to different churches and organizations that assisted with rent. I wasn’t able to apply to the same place twice within a 30 day period. I was at the point where my ends were not meeting at all. My daughter and I were evicted from our home of eight years.  I was devastated, ashamed and embarrassed. I applied to many shelters in the District, Maryland and Virginia area, but because I did not have school age children, I did not qualify. I was in a state of dysphoria. Not wanting to take on another expense, I reluctantly rented a very small storage unit for my big furniture items and stuffed the rest of my belongings in my small two door car.

All of my daughter’s life, it had been just she and I. I had prepared for her to leave for college as did she, but neither one of us was prepared for us to be ripped apart from each other. We scrambled around to find a secure living environment for her so that she could continue her education. It was the hardest thing I ever had to do. I wasn’t prepared for that. I cried leaving her. It was a different cry than leaving your child for college. It was so painful. Me on the other hand, I drove around for ten months with my belongings in my car, staying from house to house, floor to couch.

The difficulty that people who are homeless face is the uncertainty of the day. Not knowing where you will lay your head was stressful. It was a horrifying experience. Being homeless changed me. I saw people differently. The lens through which I saw the system had been radically tranformed. The United States of America is one of the richest countries and most powerful countries in the world and yet it failed me. A system that was put in place to prevent such adversity, has failed many. While I was blessed and was able to bounce back, for the millions of men, women, children, veterans and the elderly who were not so lucky, homelessness in America continues to be a huge crisis.

Voting to Mend the Gaps in Indianapolis

Voting to Mend the Gaps in Indianapolis

By Meg Olson
October 6, 2016

This past week, we traveled to Indianapolis and visited Southeast Community Services, an agency that provides GED preparation and job skills training. As Sister Simone spoke with 30 clients, we learned that there is a severe shortage of affordable housing in Indianapolis and that low wages are preventing parents and grandparents from adequately providing for their families. It was also clear many of the people sharing their stories didn’t feel like they should vote because they were poor or hadn’t graduated from high school, or because they felt like politics didn’t apply to them.

We showed two of our presidential candidate Side by Side videos, one that compared Clinton and Trump’s positions on affordable housing and one on living wages. Afterwards, Sister Simone asked, “So, what do you think?” Immediately, Thomasina raised her hand and said, “I’m going to vote! I wasn’t going to because I thought I was going to destroy something…but it’s important for my family! How do I vote?” Thomasina, who had just sold her car for $150 so she could buy her kids new school clothes, is going to vote for the first time in this election and add her voice to our democracy.

Travel Log: Fort Wayne, Indiana

Travel Log: Fort Wayne, Indiana

Sister Erin Zubal, OSU
July 15, 2016

“Hope is being able to see that there is light despite all the darkness.”  ~ Desmond Tutu

Indiana brought both tears and laughter as we made our way from Terre Haute to Fort Wayne.  Being a part of Nuns on the Bus has presented us with the sacred opportunity to have our hearts broken open by the brave souls who are willing to share their stories of struggle, perseverance and hope with us. The site visits afford us the opportunity to hold space for the women, men and children who each day are faced with injustice, racism, poverty, and a broken system that continues to push them further to the margins of society instead of drawing them closer to community.  This sacred story telling fuels our work to Mend the Gaps and empower our elected officials to Reweave the Fabric of Society.

1ftwayneOur site visit began Friday at Vincent Village in Fort Wayne, IN.  We were greeted warmly by families and staff of Vincent Village who had crafted welcome banners for our arrival.

Vincent Village is a long range solution to family homelessness.  This organization offers one of the most comprehensive approaches to addressing homelessness that I have seen.  The mission of Vincent Village is to alleviate the problems of homelessness by providing shelter, care, advocacy, affordable housing and supportive services for homeless families as these families build strength and strive to become independent, productive members of the community.  Rooted in a belief in God and under the direction of the board, Vincent Village seeks to affirm the dignity of life and all served.  Vincent Village has ten full time employees and eight part time employees who seem to be doing the work of fifty full time employees.  In 2015, 302 clients were served and 91% of those families moved into permanent housing.  Vincent Village is most certainly living out its mission to providing a strategic and lasting solution to family homelessness.

During the site visit we heard the sacred stories of Jennifer, Wanita, Leila and Sonya.  They shared with us the journey of their lives and how they came to know Vincent Village.  These four women found themselves in the throws of homelessness due to multi-layered factors that left them with nothing but the clothes on their back.  These four strong and valiant women took life one day at a time and did all they could to survive moment to moment, day to day.  Jennifer, Wanita, Leila and Sonya are survivors because they knew they had no other choice if they were going to save their children from the world of racism, oppression and poverty.  These four women made an intentional choice to reach out to Vincent Village for the life of their families.  The love of their children and grandchildren gave them the courage, fortitude and perseverance to survive and eventually thrive.  Jennifer, Wannita, Leila and Sonya are a few of the success stories that come out of the over 250,000 people that are homeless in the United States on any given night.  We pray that our society creates the avenues and opportunities for many more to follow in these women’s footsteps.

2ftwayneIn the evening, we were greeted by Father Phil Widman and the community of St. Mary’s Catholic Church for the Caucus.  All who gathered for the Caucus were engaged and eager to discuss the gaps facing the people of Fort Wayne.  In equal measure they were visionary and hopeful in discussing what their neighborhoods and communities could look like if the inequalities were addressed and everyone had the opportunity to experience justice and peace.  We pray that our brothers and sisters in parishes and places of worship throughout the United States take their responsibility of faithful citizenship and living the Gospel as seriously as the Father Phil Widman and the faithful of St. Mary’s.

Nuns on the Bus has been an incredible journey.  It is a privilege to stand shoulder to shoulder with these women as we offer a living prayer with our feet and hands and hope to create the holy places for crucial conversations and transformation to take place.  We stand in solidarity with all of the faithful women, men and children who have signed the bus and ride with us, seeking inclusion, justice and peace for all.  May our elected officials and government structures hear this message and start working on policies that address the cries of the poor and needs of the world.

See also:
Slideshow: Vincent Village
Slideshow: Fort Wayne Caucus

Travel Log: Saint Louis

Travel Log: Saint Louis

Sister Clare Lawlor, CSA
July 14, 2016

“The wheels on the bus go round and round” was the music on the bus as we entered the Forest Park Southeast area of St. Louis. Our site visit brought us to Southside Housing Coalition’s Midtown Center where we met with the women from Voices of Women.

NetworkBobbyMet by Ms. Bobbie Sykes, chairperson of VOW (Voices of Women), the sisters participated in a tour of the local neighborhood.  We saw a very mixed neighborhood with houses in varying stages of redevelopment. Ms. Bobbie explained that the area is undergoing gentrification where houses that previously were affordable were now out of the economic range of the local population. Her organization helps families stay in their homes.

Ms. Sykes gathered a group of VOW members (clients, board members, elected officials) for a discussion about the Work of VOW at their community center. Their vision affirms women, particularly mothers, are decision-makers. VOW also holds the belief that all people bring diverse experience and knowledge to our efforts and that everyone has efforts, ideas and hopes to contribute.

In order to assist women as heads of households, Ms. Sykes and her Board of Directors have embodied this mission in a project called the “Unbanked Program”.  Instead of using Payday Loans, the Board set up the “Unbanked Project”. Women can make take out small, interest free, loans. As Bobbie Sykes says, “We don’t do background checks, we do face checks!” Women repay the loans and contribute to the services of the program. Another microfinance project, Women’s Helping Hands and Tiny Hands for children, allows women and children to make and save money, amounts of which are matched by a generous donor.

See also:
Reflection on Day 4: Crafting Community
Slideshow: Southside Housing Coalition, Midtown Center